Tuesday, March 29, 2011

Purchases

Today's Finance Item:  Create list of purchase items for this year.

TIP of the Day:
Big ticket items include real estate, car, appliances, travel, etc.

Take the time to plan it out.

"A big-ticket item doesn’t have to be a big headache. Yes, there can be lots of stress involved in making the purchase and it can be hard to stretch your dollar, but if you plan ahead and plan conservatively you should come out on top of the game."

Monday, March 28, 2011

Fortunista.com

Annika is transforming the conversation of women and their money!


Suggested Reading from Annika:
Your Money or Your Life by Joe Dominguez and Vicki Robin.

An excerpt from Annika's website in the blog section "Replace Wife with Woman"

“The Wife of Noble Character
A wife of noble character who can find?
She is worth far more than rubies.
Her husband has full confidence in her
and lacks nothing of value.


She brings him good, not harm,
all the days of her life.
She selects wool and flax
and works with eager hands.
She is like the merchant ships,
bringing her food from afar.


She gets up while it is still dark;
she provides food for her family
and portions for her servant girls.
She considers a field and buys it;
out of her earnings she plants a vineyard.


She sets about her work vigorously;
her arms are strong for her tasks.
She sees that her trading is profitable,
and her lamp does not go out at night.
In her hand she holds the distaff
and grasps the spindle with her fingers.


She opens her arms to the poor
and extends her hands to the needy.
When it snows, she has no fear for her household;
for all of them are clothed in scarlet.
She makes coverings for her bed;
she is clothed in fine linen and purple.


Her husband is respected at the city gate,
where he takes his seat among the elders of the land.
She makes linen garments and sells them,
and supplies the merchants with sashes.


She is clothed with strength and dignity;
she can laugh at the days to come.
She speaks with wisdom,
and faithful instruction is on her tongue.


She watches over the affairs of her household
and does not eat the bread of idleness.
Her children arise and call her blessed;
her husband also, and he praises her:
Many women do noble things,
but you surpass them all.”


Charm is deceptive, and beauty is fleeting;
but a woman who fears the LORD is to be praised.
Give her the reward she has earned,
and let her works bring her praise at the city gate.” 

 –Proverbs

Budget Savings Plan

Today's Item:
Review and revisit savings/budget schedule

Today's TIP:

Stick to a Budget One of my favorite subjects: budgeting. It's not a four-letter word. How can you know where your money is going if you don't budget? How can you set spending and saving goals if you don't know where your money is going? You need a budget whether you make thousands or hundreds of thousands of dollars a year.(about.com)

Friday, March 25, 2011

Actors Tax

Finance Item of the Day:
Put together Actors Tax Packet/Binder


TIP:
Keep Good Records
If you don't keep good records, you're probably not claiming all your allowable income tax deductions and credits. Set up a system now and use it all year. It's much easier than scrambling to find everything at tax time, only to miss items that might have saved you money.(about.com)

Thursday, March 24, 2011

Grocery List

Finance Item:  Make a grocery list & go grocery shopping this evening.

TIP: 
Make a list — and stick to it.
This is the cardinal rule of shopping. The list represents your grocery needs: the staples you’re out of, and the food you need for upcoming meals. When you stray from the list, you’re buying on impulse, and that’s how shopping trips get out of control. Sure, a magazine only costs $5, but if you spend an extra $5 every time you make a trip to the supermarket, you waste a lot of money.